
Expert Retirement Planning Services For Locum Tenens Physicians

Physician retirement planning is crucial for securing your financial future, especially for self-employed locum tenens professionals with unique income patterns. Talk to The Doctor’s CPA about a personalized approach to help you build a substantial retirement strategy that aligns with your long-term goals.
How it Works
Comprehensive Assessment
We begin by thoroughly evaluating your current financial situation, considering the fluctuations in your income as a locum tenens physician, to project your future needs and create a strategy that supports a comfortable and secure retirement.
Retirement Accounts
Understanding the rules and benefits of different retirement accounts, such as IRAs or Solo 401(k)s, can be challenging. We provide expert guidance to ensure you optimize your retirement accounts and maximize tax benefits.
Detailed Projections
Uncertainty about how much to save for retirement can be stressful. We work with specialists or your financial planner, to provide detailed projections to give you a clear view of your future financial needs, allowing us to create a personalized tax plan to help you reach your retirement goals.
Longevity Risk
Worried about outliving your savings? We incorporate longevity risk strategies into your retirement plan, ensuring a reliable income stream throughout your retirement years.
Tax Planning
Our tax-efficient withdrawal strategies help you keep more of your hard-earned savings while ensuring you stay compliant with IRS rules so you can make the most of your retirement funds.
Estate Planning Integration
No retirement plan is complete without an estate plan. The Doctor’s CPA works with specialists to align your retirement and estate plans, ensuring your assets are managed and passed on according to your wishes, all while minimizing taxes.
Invoicing and Payment Collection
Delays in invoicing and payment collection can disrupt your cash flow and cause financial stress. We ensure that your financial records are clear and up-to-date, allowing you to follow up on open invoices and manage Accounts Receivable efficiently.

The Doctor’s CPA is Your Physician Retirement Planning Partner
We understand that every physician’s retirement plan is unique, especially for self-employed professionals like locum tenens providers. While we do not offer direct investment advice, we do collaborate closely with your financial planner to create a retirement plan that meets IRS compliance and addresses all aspects of your financial future. Where necessary, we refer you to trusted specialists who can guide investment and insurance products.
Get Started Today
Let us help you secure a financially stable and comfortable retirement. Our physician retirement planning specialists provide the tailored strategies you need to achieve your retirement goals comfortably and confidently.
Core Locum CPA Services
Physician Bookkeeping
Locum 1099 bookkeeping services for physicians, doctors, nurses & more.
Financial Statements
Clear bookkeeping records for a comprehensive financial health overview.
Salary and Family Payroll
Physician family member payroll and benefits management.
Tax Filing for Providers
Proactive tax planning strategies for locum 1099 physicians.
Profit Maximization Meetings
Personalized strategies to manage expenses & optimize taxes.
Estimated Tax Payments
Accurate calculations, regular tax planning & deadline tracking.